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Did you know you could save money by choosing a car in a low insurance group? People who purchase cars in low groups pay lower premiums than those for higher groups. A group rating panel sets the groups. Members of the committee include Lloyds Market Association and the Association of British Insurers.

The Motor Insurance Repair Research Centre administers the group. When the panel meets, new car models are assigned to a group ranging from 1 to 50. Group 1 is the cheapest to insure. High-performance models are typically placed in the highest groups and bring the most expensive insurance premiums.