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General Finance Terms and Conditions

 

Please note you will not own the vehicle outright until all payments are made.

If you default on your finance payments, then the vehicle may be repossessed by the finance provider.

You must be 18 years or older to apply for finance.

Finance is not guaranteed, and any finance application is subject to a credit check and individual circumstances.

If you require any further information please do not hesitate to contact us.

The finance provider will have their own Terms and Conditions, please contact them directly for further information.

Sub-prime finance is not guaranteed and may cost more than finance provided by a prime lender. We will try to obtain finance for you but there is no guarantee. It may be from a sub-prime lender, and if so, the cost of finance may likely be at a higher rate than prime lenders offer.

Finance Disclaimer

Motor Outlet Limited t/a Motor Range is a credit broker and not a lender, which is authorised and regulated by the Financial Conduct Authority (FCA No 655751).  You can check this on the FCA's Register by visiting the FCA's website: www.register.fca.org.uk or by contacting the FCA by phone on: 08001116768.  Motor Outlet Limited t/a Motor Range is an Appointed Representative (FCA No 736806) of Automotive Compliance Ltd, which is authorised and regulated by the Financial Conduct Authority (FCA No 497010). Automotive Compliance Ltd’s permissions as a Principal Firm allows Motor Outlet Limited t/a Motor Range to act as an agent on behalf of the insurer for insurance distribution activities only.  We can introduce you to a limited number of lenders and their finance products. We are not an independent financial advisor and we only act as their agent for this introduction. We may advise you on the products, subject to your personal circumstances, though you are not obliged to take our advice or recommendation. We do not charge you a fee for our services. Whichever lender we introduce you to, we will typically receive commission from them (either a fixed fee or a fixed percentage of the amount you borrow). For your reassurance, all of the lenders we work with could pay commission at different rates, but the commission we receive does not influence the interest rate you will pay. Our aim is to secure finance for you at the lowest interest rate you are eligible for from our panel of lenders. If you ask us what the amount of commission is, we will tell you in good time before the Finance agreement is executed. All finance applications are subject to status, terms and conditions apply, UK residents only, 18’s or over. Guarantees may be required.